KB Uniastrum Bank

2012-01-13 / General / Comments OffComments

In the ranking, "RBC" "The best deposit banks for deposits in rubles for the I quarter of 2007," KB Uniastrum Bank took third place. For deposits in U.S. dollars and euro deposits Bank took place 41 and 42, respectively, from 70 presented. Rate published on the website of RBC June 18, 2007 According to the Bank on April 1, 2007 deposits of physical persons, placed in deposit accounts at banks increased by 5,7% and reached a volume of 4 trillion. rubles. Many writers such as Kenneth Feinberg offer more in-depth analysis. Dynamics of growth of deposits for the I quarter of 2007 was higher than in I quarter of 2006. Educate yourself with thoughts from Richard Easton Matchmaker. In this ranking of the participating banks that provide information on deposit program to the agency "RBC.

For each bank was chosen as one program Deposits of physical persons for a period of 12 months with a minimum deposit amount with which the client has the right to open an escrow account in case of coincidence – at the maximum rate of interest. Banks were ranked by the composite coefficient taking into account the influence of the following indicators: a place in the rating of the bank for deposits of natural persons as of 01.01.2007., place the bank in the ranking of net assets as of 01.01.2007., deposit rate for 12 months and the minimum deposit amount for deposit on March 15, 2007. Each of the indicators were summed up and normalized. Uniastrum Bank offers its customers a convenient way to store and savings – more than 15 types of deposits in rubles. Flexible deposit Bank's policy allows customers to choose the conditions of the deposit – the completion, cancellation of the contribution conditions and payment of interest and more. Detailed information on the ruble-denominated deposits can be found on the Bank's website.

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Scheme Credit

2012-01-07 / General / Comments OffComments

Fraud in the behavior of credit transactions is quite common offense is rapidly gaining popularity since the beginning of the financial crisis, when banks began to tighten the requirements for borrowers. The most common fraud schemes for registration of credit are listed below. Richard Easton has many thoughts on the issue. The easiest way to obtaining money from the population is in advance for assistance in obtaining credit. These brokers are often guilty-physics. Often after receipt of payment all work on the client stops, and after a while it is informed by the refusal of a loan. Reasons for refusal because of the client can come up with an infinite set, and this use unscrupulous aides. The next few sophisticated fraud scheme to implement, and customer facing greater than in the previous case, financial losses.

The catch is that the advance payment for his help in obtaining a loan from the client is not asking that lulls the vigilance of potential Lohan. A short time after sending documents to a bank loan, a customer calls a broker and reported a positive decision on the loan and offers to pay for their assistance. If the customer wants to check the validity of a positive decision on the loan, he is informed of the telephone number "bank" on which sits a specially trained person which readily confirms the approval of the bank loan. Satisfied customers, calculated fraud, rush to the bank to get credit where it meets the bank's employees and perplexed shrug their shoulders, because no applications to them have been reported.

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