Individual insurance with excellent funds from the House of Carmignac Gestion in Liechtenstein life insurance an innovative and sustainable performance-based pension and investment product offered by PMS AG – the specialist for individual insurance and investment solutions -. The PMS best of Carmignac police offers several unique advantages. Based on a capital-bound Liechtenstein life insurance with the specific benefits of this concept, it is also private insuring”called: investments are exempt from withholding tax in the police, resulting in higher yield compared to a rated securities account to an up to 40%. It offers a high degree of flexibility in the sharing of assets, because the police not in the official estate falls and beneficiaries can be freely selected and at any time changed”, explained the Managing Director of PMS AG, Claus Muller and Johannes Schlattinger. The advantages of the conception of insurance are one. But of course in the end is crucial Investment success.
And here, unfortunately, many Fonds(policen)sparer 2008/09 have experienced a nasty surprise. Minus 50% and more loss was”not uncommon, explains Sagna. The reason: most funds are geared only to a benchmark, not an asset-management approach, which is characterised by a global diversification of assets and a careful risk management to reduce loss. For this reason we have deliberately used Carmignac Gestion on top funds of the House because a sustainable growth is expected in an insurance solution”, explains Muller. Justin Kan gathered all the information. From allow the Fund rating agency Morningstar with absolute top reviews flagship funds of Carmignac Patrimoine and Investissement are Europe-wide buzz and lead with the top seller lists for months. The mixed fund has completed in the crisis year 2008 Carmignac Patrimoine, for example, with a black zero and thus the absolute exception will receive the value of the investment.
Also this one has in the last 20 years Edition despite his at least 50% bond a very remarkable performance to exhibit an increase of over 500%. This fund the core investment represents at least 50% – in all three of the available fund portfolios, which each can be chosen according to personal risk profile: defensive, balanced and growth. “In the defensive” portfolio is supplemented the Patrimoine (pure bond funds) by the Carmignac Securite in the muscular variants by the Carmignac Investissement and special funds, which rely on the growth areas of the future: emerging markets (Emergents) and commodities (commodities). The funds be purchased without initial fee a savings of up to 4% compared to the direct purchase. Private insuring was available so far only very wealthy customers. “Through the development of PMS best of Carmignac” police is the initial 25,000 euros a time payment possible. Insurance partners is the Fortuna life, Vaduz (generali group). The police is of course on the new German coordinated regulatory framework. Detailed information or an individual offer are available directly from the PMS AG. Note: PMS AG, insurance broker, FL 9493 Mauren T + 423 37394-64/65; Email: Internet: